Ready to take the leap into home ownership? With interest rates still historically low, there is no better time than right now to purchase your first home. Let Christina Montesano, Mortgage Broker, help guide you with this most important purchase. Call today to get more information and for a free pre-approval. Knowing your price range and how much you can afford with help you shop with confidence and keep you focused throughout the process. Regardless of your situation, there are solutions for you and can help you achieve your dream of home ownership. Christina’s approach is unique: guiding you through your first…
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First time homebuyer
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Investment properties and multi-residential
With real estate being one of the safest and most attractive investment categories in Canada for the past decade, Christina understands your desire to want to invest and purchase investment properties and multi-residential units. She has the ability to finance a simple investment condo to a 100-200 unit multi-residential buildings. Please call for all financing requests, Christina is here to explore new options and great rates available to you.
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Mortgage Portability
Thinking of making the switch? Christina Montesano, Mortgage Broker, can evaluate your current mortgage needs and determine whether your current mortgage offering is still the best fit for you. She will shop around and find alternatives that may better meet your needs and save you money.
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Plan B Mortgage Services (Alternate Lenders)
Not everything goes according to plan in life and Christina is here to offer solutions to all clients. The Major Banks only cater to specific ‘A’ clients and do not offer options to clients who have short term difficulties. It can be a credit problem, income problem or other difficulties, and Christina is here to find the best option at the cheapest rate for your specific situation. Christina Montesano, Mortgage Broker, has experience in all these situations, just give her a call!
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Self-employed Solutions
Being self-employed has not always made obtaining a mortgage easy with top-tier banks. Often a major bank’s mortgage representative will not take the proper time or have the knowledge to treat these files with the experience necessary. Christina Montesano, Mortgage Broker, has access to a wide array of both A and alternative lenders who can offer great self-employed and stated income programs. Her goal is to make it easier than ever to obtain a mortgage while ensuring your have the best rate on the market for your situation. You can now enjoy the income and credit flexibility that accompanies owning a…
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Refinance and Debt Consolidation
There are many reasons why refinancing your home may be a good option for you. Why not use the equity available in your home to consolidate debts and pay off credit cards or other high interest loans and lines of credit? With low mortgage interest rates, there is no better time to take advantage of getting your finances in order and consolidating all to one easy monthly payment leaving you with extra money to invest or make those much-needed home improvements. Contact Christina today so she can review your file and show you how refinancing may help you save money.
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Home Equity and Renovations
Sometimes your current home needs a little help to become your dream home. Whether you are looking to make some much-needed repairs, build an extension for your growing family or add a swimming pool to your backyard, home renovations can help you enjoy your current home and possibly even increase its resale value. Many Canadians have taken advantage of the equity in their current home and low mortgage rates to borrow leaving them with the money they need to undertake such projects. Contact Christina today to discuss how you too can access the funds you need for the renovations and…
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Commercial and Construction Mortgages
Do you want to build your dream property? Do you know where to start? Christina Montesano, Mortgage Broker, can help walk you through your plan of how to finance the construction of your dream home. Many institutions have different programs and Christina is here to guide you to them. Please call to discuss your specific plan.
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New to Canada
Welcome to Canada! Just because you are a new immigrant or a Non Resident and have no prior financial history in this country, it does not mean you need to wait to purchase a home. There are multiple solutions available for clients in all situations. With access to multiple lenders, Christina will help find the right product for you. Call today!
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Mortgage Renewal
Your mortgage is coming up for renewal. Now let me help you get a lower rate. Most people spend a considerable amount of time rate shopping for their initial mortgage however that is usually not the case when mortgages come up for maturity. In today’s hectic world people often omit proper consideration at the time of renewal costing them thousands of extra dollars. In fact, it is said nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their existing lender without even shopping around for a better rate. Before hearing from your lender…
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Vacation Homes
Are you dreaming of owning a 2nd home? Christina Montesano, Mortgage Broker, can look at your dream and find a solution to make it happen. Please get in touch to go through your specific wants and ensure a smooth process to acquiring the perfect property.
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